• Simple Blackjack Strategy Chart
• Free Blackjack Surrender

As you enhance your knowledge and skills playing casino table games, at some point you will come across the blackjack late surrender strategy.

The basic strategy for Multiple-Action blackjack (and similar games) is the same as regular blackjack. READING THE BASIC STRATEGY CHART(S) Dealer’s up-card is shown along the top of the chart. Player’s hand is shown vertically on the left side of the chart. Always hit hands less than 9 unless otherwise indicated. Always stand on A,9 or higher.

• Learn how to beat the house with card counting from the pros who've won millions. The best resource for card counting training, community, and info.
• Lastly, as indicated on the basic blackjack strategy chart, if you are unable to double down due to the blackjack variation you are playing, you should hit except for 4 scenarios where its highly recommended to rather stand. This includes when you display a soft 18 and the dealer displays a 6, 5, 4, or 3.

This additional option added to some blackjack variants gives you the chance to surrender your bet and receive half your money back if you do not like the look of of your hand or if you know the hand has a low percentage chance of winning.

There are two versions of the ‘surrender’ rule, and the difference between them is very subtle. Below we will look at what they are and how you should play the blackjack late surrender strategy.

We focus on the late surrender strategy because this is the most common variant found on blackjack tables.

Here is a summary of content for this Blackjack late surrender strategy guide:

• Early Vs Late Surrender Rule
• Find Blackjack Tables Offering Early Vs Late Surrender Rulese
• Why Use the Late Surrender Rule?
• Using Basic Strategy as a Guide to Surrender
• Choosing the Correct Basic Strategy Rules
• Basic Strategy & Blackjack Surrender In Action
• 10 Blackjack Late Surrender Strategy Tips
• Test Your Blackjack Surrender Strategy At mBitcasino

Early Vs Late Surrender Rule

Late surrender: This rule only permits you to surrender your hand/bet after the dealer checks his/her cards. If the dealer does not have blackjack, the house returns half your bet. The late surrender rule reduces the house edge by 0.07% percent.

Early surrender: Regardless of whether dealer has blackjack or not, you can surrender your hand. When this rule is in play, the dealer does not need to check for blackjack which means you have the option to surrender as soon as your cards are in front of you. If you play at tables that offer the ‘Early Surrender’ rule, you gain 0.61% advantage which is huge compared to the late surrender rule.

Find Blackjack Tables Offering Early Vs Late Surrender Rules

Nearly all tables that offer the ‘surrender’ option will have it written on the felts but not all. Also, if ‘surrender’ is clearly marked on the felts, generally you will not know whether this is an ‘Early Surrender’ or ‘Late Surrender’ until you make further inquiries.

To find out if the table offers ‘Late Surrender’ Vs ‘Early Surrender:

• Check the rules menu option if you are playing a virtual blackjack table at an onlinecasino
• Ask the dealer if you play live dealer tables or land-based casino tables

Why Use the Late Surrender Strategy?

You can compare the surrender strategy to poker in some ways. In poker, when a player receives a bad hand, he or she will fold. Blackjack surrender is the same.

If the hand is weak and has little chance of winning versus the house, then if you have the chance to surrender your hand and rescue half your bet, then it’s the obvious route to take.

Most decisions in blackjack are mathematical. For example, look at the table below. You can see that if you hit, you have a 23.4% chance of winning and if you stand the percentage is worse. The correct decision when faced with these percentages is to ‘Surrender’ if the table allows you to do so.

Using Basic Strategy as a Guide to Surrender

Surrendering your hand should always be the mathematically correct choice. To make the right decisions based on math means using a proven system, and it just so happens blackjack is one of these most scrutinized casino card games on the planer which means it has proven systems.

The best system to use is ‘Basic Strategy’. In every blackjack guide found here on mBitcasino, we always mention basic strategy because it is the ‘only way’ to playblackjack correctly!

“Basic strategy is the only way to play optimal blackjack. It guides you to making the correct decision based on deadly accurate mathematic equations and percentages, so you play the table rules according to the house edge”

What this means is that if you decide to playblackjack without using basic strategy, you will hand over 1% to 2% of the house edge back to the house.

• Use the surrender rules based on mathematically proven odds
• Blackjack’s ‘basic strategy’ guides you to surrender at the correct time

Choosing the Correct Basic Strategy Rules

When you play basic strategy, you will 100% need to make sure that you choose the correct basic strategy table. That means taking into account other rules on the tables.

Q1. Does the dealer hit or stand on soft 17?

• Dealer stands of hard 17 = H17
• Dealer stands on soft 17 = S17

Q2. Can you ‘Doubling Down’ after splitting?

• Doubling Down After Splits Allowed (DAS)
• No Doubling Down After Splits (NDAS)

Q3. How many decks are being used on the table?

• Single Deck
• Double Deck
• 4 Decks to 8 Decks

By knowing exactly which rules the blackjack tables uses, you can then select the correct basic strategy chart to begin using your ‘Blackjack Late Surrender Strategy’.

Basic Strategy & Blackjack Surrender In Action

Below there are 2 scenarios backed up with basic strategy charts so you can get a feel for how to choose the correct charts and how to use these charts on a blackjack table.

Scenario 1: Here is a ‘Double Deck H17 DAS’ table for example:

• Answer 1: Dealer stands of hard 17 = H17
• Answer 2: Doubling Down After Splits Allowed (DAS)
• Answer 3: Double Deck

Now you can see in the table below that there are 5 points in the table that indicate when taking the ‘Surrender’ option is the mathematically correct move to make:

• If your hand total is ‘Hard 15’ and the dealer’s up card is a 10 card or Ace = ‘Surrender’
• If your hand total is ‘Hard 16’ and the dealer’s up card is a 10 card or Ace = ‘Surrender’
• If your hand total is ‘Hard 17’ and the dealer’s up card is an Ace = ‘Surrender’
• If your hand is 8-8 Split (Do not surrender)

Scenario 2: Here is a ‘Double Deck S17 DAS’ table for example:

• Answer 1: Dealer stands of soft 17 = S17
• Answer 2: Doubling Down After Splits Allowed (DAS)
• Answer 3: Double Deck

Now you can see in the table below that there are 3 points in the table that indicate when taking the ‘Surrender’ option is the mathematically correct move to make:

• If your hand total is ‘Hard 15’ and the dealer’s up card is a 10 card = ‘Surrender’
• If your hand total is ‘Hard 16’ and the dealer’s up card is a 10 card or Ace = ‘Surrender’
• If your hand is 8-8 Split (Do not surrender)

As you can see, there are some very subtle differences between the basic strategy charts that you choose, which is why is important that you choose the correct one matching the rules of the blackjack table you are playing at.

10 Blackjack Late Surrender Strategy Tips

Understanding the late surrender rule versus the early surrender rule in blackjack is easy enough. The difference is so subtle despite the huge change in the house edge between them.

However, there is more to just understanding last surrender, you need to also embrace other influences surrounding the different blackjack rules and systems that come with the world’s most popular and most strategized onlinecasino table game.

Here is a recap of how to playblackjack late surrender strategy:

1. Always ask the casino if the surrender rule is ‘Early’ or ‘Late’ or check the game rules if you are playing at an onlinecasino
2. Surrender allows you to give up your hand instead of ‘hit’ or ‘stand’
3. Late surrender reduces the house edge by 0.07%
4. If the dealer has blackjack, late surrender is invalid
5. When you surrender, the house returns 50% of your original bet
6. Making the right surrender depends on using the correct mathematics
7. Basic strategy charts suggest mathematically correct surrenders
8. Use the correct basic strategy charts according to the number of decks
9. Choose the correct basic strategy charts accosting to S17, H17, NDAS, DAS
10. Make sure you understand the difference between ‘Hard’ & ‘Soft’ totals

Test Your Blackjack Surrender Strategy At mBitcasino

At mBitcasino you will find tables that offer the blackjack late surrender rule in our onlinecasinoblackjack section.

The Blackjack Surrender table by BGaming gives you a 6 deck H17 NDAS ‘Late Surrender’ game with an RTP of 99.404%. Make sure you choose the correct basic strategy chart, so you play this table 100% mathematically correct to take full advantage of that 0.596% low house edge.

You can play the demo mode to get started and then switch to BTC, BCH, LTC, ETH, XRP, USDT, or DOGE cryptocurrency bets once you feel confident.

For those high rollers out there that want to test out their late surrender blackjack strategy on a live dealer table, you can also check out our VIP Blackjack with Surrender table over in the live dealer casino area. This game comes courtesy of eZugi which is an arm of Evolution!

• Appendices
• Miscellaneous
• External Links

Introduction

What is surrender in blackjack? This is a strategy in which the player may fold the hand risking only half of the bet rather than the entire amount. There are two options in terms of surrendering your hand. Late Surrender may be done after the dealer checks for blackjack and Early Surrender is possible before the dealer check. This page takes an in-depth look at the choice to surrender in blackjack. It depends on lots of things, whether the dealer takes a hole card, the number of decks, whether the dealer hits or stands on soft 17, and sometimes the composition of the player's hand.

The purpose of this page is to give exact advice to the basic-strategy player on when to surrender. When the tales show a total of 16, this refers to either a 10+6 or 9+7 total. The situation of two eights has a separate row when surrender is appropriate.

Late Surrender

Late surrender means that the player may surrender his hand and lose half his bet only after the dealer checks for blackjack. The following basic strategy tables show when to surrender (Y=yes, N=no) depending on the player's total, dealer's up card, and the number of decks. The right two columns represent a dealer ace according to whether the dealer stands (S17) or hits (H17) a soft 17.

Late Surrender — One Deck — Total Dependent

Simple Blackjack Strategy Chart

Player's Hand	Dealer's Card
	__9__	__10__	A (S17)	A (H17)
15	N	N	N	Y
16	N	Y	Y	Y
17	N	N	N	Y

Late Surrender — Two Decks — Total Dependent

Player's Hand	Dealer's Card
	__9__	__10__	A (S17)	A (H17)
15	N	Y	N	Y
16	N	Y	Y	Y
17	N	N	N	Y

Late Surrender — Four or More Decks — Total Dependent

Player's Hand	Dealer's Card
	__9__	__10__	A (S17)	A (H17)
15	N	Y	N	Y
16	Y	Y	Y	Y
17	N	N	N	Y

The exact card composition of the player's hand can sometimes make it advantageous to deviate from the basic strategy tables above. The following tables show when exactly to surrender given the player's total, dealer's up card, and number of decks. If the dealer has an ace up then the strategy often depends on whether the dealer hits (H17) or stands (S17) on a soft 17.

One Deck — Late Surrender — Composition Dependent

Player's Hand	Dealer's Card
	9	10	A (S17)	A (H17)
14	Never	7+7	Never	7+7
15	Never	9+6,10+5	Never	9+6,10+5
16	Never	Always	10+6	9+7,10+6
17	Never	Never	Never	10+7

Two Decks — Composition Dependent — Late Surrender

Player's Hand	Dealer's Card
	9	10	A (S17)	A (H17)
15	Never	9+6, 10+5	Never	9+6, 10+5
16	Never	Always	Always	9+7,10+6
8+8	Never	Never	Never	*
17	Never	Never	Never	Always

*: In a double-deck game, when the dealer hits a soft 17, surrender 8+8 vs. A only if double after a split is not allowed.

Four or Six Decks — Composition Dependent — Late Surrender

Player's Hand	Dealer's Card
	9	10	A (S17)	A (H17)
15	Never	9+6, 10+5	Never	Always
16	Always	Always	Always	Always
8+8	No	No	No	Yes
17	Never	Never	Never	Always

The composition-dependent eight-deck strategy is the same as the total-dependent strategy. In other words, the composition of the hand never matters, for purposes of surrender.

Early Surrender

Free Blackjack Surrender

Early surrender is a seldom found rule in which the player may forfeit his hand and half his bet before the dealer checks for blackjack. The strategy is different from late surrender only when the dealer has a ten or ace showing. Following is a list for when to take early surrender against a dealer 10 or ace, regardless of the rules, except as noted.

• Dealer ace Vs. hard 5-7
• Dealer ace Vs. hard 12-17
• Dealer ace Vs. pair of 3's, 6's, 7's, or 8's.
• Dealer 10 Vs. hard 14-16
• Dealer 10 Vs. pair of 7's or 8's.

• Do not surrender 10 Vs. 4+10 or 5+9 in single deck
• Do not surrender 10 Vs. 4+10 in double deck
• Surrender dealer ace against pair of 2's if dealer hits soft 17.
• Do not surrender 8,8 vs 10 in single deck when double after split is allowed.

Internal Links

Written by: Michael Shackleford